Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Educational Travel on a Shoestring : Frugal Family Fun and Learning Away from Home
Educational Travel on a Shoestring shows parents how they can help their children learn–and have a blast–while traveling. From researching destinations to sharing activities that both teach and entertain, this priceless guide offers practical information for parents who want to have more fun with their kids, build closer family ties, and enjoy richer educational experiences–all without spending a fortune.
Money Saving Ideas for Homeschoolers
Homeschooling on a Shoestring
Website full of ideas to cut costs while homeschooling without sacrificing a high quality of education. Includes information on saving money, home educator discounts, ideas for funding college, and more. They also sponsor a forum to discuss your frugal ideas.
The Dollar Stretcher
The Dollar Stretcher is a website with lots of money saving and frugal living information. They offer tips and suggestions for making the most of your budget. You can also sign up for their free money saving newsletters.
How to Homeschool Your Child on a Budget & Save Money
Every September, millions of kids across the country sling a backpack over their shoulders and head out to catch the bus for school. While these children are sitting in a classroom or waiting in the lunch line, an estimated two million kids are learning from their comfort of their home, according to the National Home Education Research Institute. Homeschooling is a great way for parents to bond with their children while taking a more active role in their education. But one of the challenges of homeschooling is trying to keep costs down. Even without spending money on loads of school-based expenses, the costs of homeschooling can quickly add up. It’s easy to spend a lot on things like school supplies, curriculum materials, books, craft supplies, field trips, and activities if you’re not keeping an eye on the bottom line. Whether you’re a newbie or a seasoned pro, keeping your budget in check is crucial for every homeschooling parent. This article details how to save money on supplies, curriculum, and field trips.
How to Live on One Income
Some practical solution and ideas to manage a large family on one income. A positive look at making things work out when there are limited funds.
The Cost of Homeschooling
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
Count the Cost
When parents are considering homeschooling, they need to count the cost because there are many expenses to consider when contemplating educating their children. The costs are not just financial, but also emotional and physical.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Buying Used Curriculum
A look at some of the reason not to buy used curriculum. What and where you purchase your curriculum (and any other homeschool-related books) will have a much greater impact on the homeschool market than it would in any other only because of how small this market is.
HSLDA's Position on Tax Credits Generally
Although a credit or deduction could be helpful for homeschoolers, HSLDA opposes any tax break legislation that could come with governmental regulations. Homeschoolers have fought far too long and much too hard to throw off the chains of government regulation that hinder effective education and interfere with liberty. It would be inconsistent and foolhardy to accept tax incentives in exchange for government regulation. However, HSLDA supports tax credits that promote educational choice without threatening any regulation of homeschoolers. - See more at: http://nche.hslda.org/docs/nche/000010/200504150.asp#sthash.tvLv2ItR.dpuf
Developing a Homeschool Budget
So, how much does homeschooling cost anyway? As much as you can afford. That isn't a very comforting answer, but it is a realistic one. Some families reportedly homeschool on as little as $50 a year. Most likely you will spend more than that. How much, exactly, is going to depend on the resources you have available and your children's needs.
Homeschooling on a Budget
Most parents believe educating their children is an expensive proposition. According to The Homeschooling Book of Answers, public schools spend nearly $7,000 per pupil per year. What if you were told there were families providing an excellent education for their homeschooled child for $50 per year? And even for those who splurge on a few beautiful books occasionally, they can easily manage to keep their total expenses under $200 a year. Sound impossible? Here's how.
Inexpensive Educational Supplies
How much are supplies for unschooling? It ranges somewhere between nothing and everything--the whole budget. Once a family starts to consider everything educational, even groceries and cleaning supplies are educational. For beginners, though, part of the trick is working on the definition of "educational."
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HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
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Featured Resources

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They're Your Kids: An Inspirational Journey from Self-Doubter to Home School Advocate
For many people, their schooling was uncomfortable, tedious, and sometimes a waste of time and energy. This book offers the idea that the public school system is tragically flawed and that we are able to do better for our own children. Sam Sorbo, mom of three and wife of actor Kevin Sorbo, took the leap into homeschooling and found the joy and success she was seeking. Included are strategies for working parents, those who are scared to take the leap, and anyone who wants the best for their child...
Progeny Press Study Guides for Literature
Progeny Press study guides include vocabulary exercises, comprehension, analysis, and application questions, introduction of literary terms, background information, discussion of related Biblical themes, suggestions for activities related to the reading, a complete answer key, and more. These are some of the titles available (grade range is in parentheses): The Adventures of Huckleberry Finn (9-12) The Adventures of Tom Sawyer (6-8) Amos Fortune, Free Man (5-7) Anne of Green Gables (5-8) ...
Habits: The Mother's Secret to Success (Charlotte Mason Topics - Volume 1)
This work contains a selection of the writings of Charlotte Mason, a British educator. Her writings from the 1880s are still relevant today and contain ideas that can be easily and successfully incorporated into homeschooling. This book focuses on the concept of building good habits in children, why it is important, how it can be implemented, and what impact it will make on home life and homeschooling. Written from a mother's point of view, Mason's works and ideas are explained and distilled int...
Learning Styles: Reaching Everyone God Gave You to Teach
This book offers helpful and practical strategies about the different ways that kids acquire information and learn, and then use that knowledge. Kids' behavior is often tied to a particular learning style and understanding that fact will help parents respond to their child in ways that decrease frustration and increase success, especially in a homeschooling environment. 
And What About College?: How Homeschooling Can Lead to Admissions to the Best Colleges & Universities
Get all your questions about helping your homeschooled student apply and get accepted to college answered with this resource. It discusses transcripts, diplomas, education choices, online colleges, and more. If you are worried about whether your homeschooled student can have a successful college search, then this book will help allay those fears and offers good support and information.