Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Money Saving Ideas for Homeschoolers
Affording the Large Family Homeschool
For any family seeking a private Christian education in the home, money quickly becomes an issue. While programs like K12 and other public-school umbrellas exist, they do not offer the freedom of choice so many homeschoolers are looking for. Nor do they offer a Christian education. Most homeschooling families opt to buy their own curriculum so they can truly be in charge of their child’s education. When a homeschooling family has many children, curriculum buying becomes an exercise in creative frugality. Here are a few ways you can save and stretch money in your homeschool.
How to Live on One Income
Some practical solution and ideas to manage a large family on one income. A positive look at making things work out when there are limited funds.
Homeschooling on a Shoestring
Website full of ideas to cut costs while homeschooling without sacrificing a high quality of education. Includes information on saving money, home educator discounts, ideas for funding college, and more. They also sponsor a forum to discuss your frugal ideas.
The Dollar Stretcher
The Dollar Stretcher is a website with lots of money saving and frugal living information. They offer tips and suggestions for making the most of your budget. You can also sign up for their free money saving newsletters.
The Cost of Homeschooling
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
The Cost of Homeschooling
There are now so many resources available for free or very low cost that money should not be a deciding factor.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Developing a Homeschool Budget
So, how much does homeschooling cost anyway? As much as you can afford. That isn't a very comforting answer, but it is a realistic one. Some families reportedly homeschool on as little as $50 a year. Most likely you will spend more than that. How much, exactly, is going to depend on the resources you have available and your children's needs.
Homeschooling on a Budget
Most parents believe educating their children is an expensive proposition. According to The Homeschooling Book of Answers, public schools spend nearly $7,000 per pupil per year. What if you were told there were families providing an excellent education for their homeschooled child for $50 per year? And even for those who splurge on a few beautiful books occasionally, they can easily manage to keep their total expenses under $200 a year. Sound impossible? Here's how.
Inexpensive Educational Supplies
How much are supplies for unschooling? It ranges somewhere between nothing and everything--the whole budget. Once a family starts to consider everything educational, even groceries and cleaning supplies are educational. For beginners, though, part of the trick is working on the definition of "educational."
What Is It With Homeschoolers & Money?
There seems to be a collective thought about money - that homeschoolers don't have any. Not only that, but because there is a belief that homeschoolers don't have any money, there seems to be an underlying assumption that resources, information, and services should be provided dirt cheap, if not for free. Why? What is it with homeschoolers and money?
Support
HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
Homeschooling on a Budget Email Group
Raising a family on a single income is tough. When you're a homeschooling family, it may seem like another added cost. But that doesn't have to be the case. This list is for homeschoolers to get together and discuss ways to cut the cost of homeschooling without cutting on the educational and learning experience for our children. This is the place to share all kinds of ideas and tips on budgeting homeschooling costs.
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Featured Resources

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Learning Styles: Reaching Everyone God Gave You to Teach
This book offers helpful and practical strategies about the different ways that kids acquire information and learn, and then use that knowledge. Kids' behavior is often tied to a particular learning style and understanding that fact will help parents respond to their child in ways that decrease frustration and increase success, especially in a homeschooling environment. 
But What About Socialization? Answering the Perpetual Home Schooling Question: A Review of the Literature
This book by Dr. Susan A. McDowell  uses research, statistics, and the experiences of homeschooling families to answer questions and counter myths about homeschooling and socialization. Read through a discussion of the multiple meanings of socialization, what parents, leaders, and children have to say about the issue, and what the research shows. 
Diana Waring--History Alive!
Diana Waring--History Alive! produces books, tapes, videos, and history curriculum for the homeschool market.
The Ultimate Book of Homeschooling Ideas: 500+ Fun and Creative Learning Activities for Kids Ages 3-12
Fun and Effective Home Learning Activities for Every SubjectAs a homeschooling parent, you're always looking for new and creative ways to teach your child the basics. Look no longer! Inside this innovative helper, you'll find kid-tested and parent-approved techniques for learning math, science, writing, history, manners, and more that you can easily adapt to your family's homeschooling needs. And even if you don't homeschool, you'll find this book a great teaching tool outside the classroom. You...
Dr. Montessori's Own Handbook
A short, illustrated guide to the use of Montessori classroom materials. Describes how to set up a "children's house" - an environment for learning where children can be their own masters.